MY LOAN is a fast and secure personal loan app designed to provide salary and payday loans upto 50000/-for your urgent financial needs for salaried individuals in PAN India.
We are not NBFC & don't lend directly to the customers, we are a Service Provider (Technology Platform)&facilitating loan through our Lending Partner: ATD FINANCIAL SERVICES PVT LTD.
ATD FINANCIAL SERVICES PVT LTD is a Non- Banking Financial Company (NBFC) registered with the Reserve Bank of India. RBI License No. B-12-00315 (Verification Link: Sachet RBI Portal)
Avail an quick loan ranging from Rs.5,000 to Rs.50000 through this app and we will transfer cash to your bank account in just 5 minutes through our Lending Partner: ATD Financial Services Private Limited on the terms and conditions of the Lending Partner: ATD Financial Services Private Limited.
Approval of First time applicant takes 30 minutes but existing customers shall get loan in 10 minutes . We identify our customer by unique I'd "CRN ID " for life time .All salaried individuals with salary of Rs.25,000 can avail an instant personal loan by downloading the Myloan Bazar App now!
Loan Details&Charges:
- Loan Amount : Rs. 5,000 – Rs. 50,000
- Rate of Interest (ROI) : 0.067% per day
- Documentation Fee : 3.5% to 7.5% (Exc. of GST @18%)
- Processing Fee : 3.5% to 7.5% (Exc. of GST @18%)
Above charges (Exc.ROI) varies depending upon,risk profile, past relation & prompt repayment of the customer etc.
Loan Example Calculation:
- For a 5,000 loan with 91-day tenure,the cost breakdown is as below:
- Payable:Rs.304.85
- Processing+Documentation Fees(3.5%+3.5%): 413.00(Incl. GST @18% Rs. 63.00)
- Disbursed Amount: 4,587.00 after deductions
- Total Repayable Amount: 5,413.00
Prepayment Charges- Rs.0/- When customers delay their scheduled repayment,a penalty is charged.We made our customers aware regarding fees&charges through agreement which we shared on their registered email ids
Key Features:
- Flexible Loan Tenure–Up to 365 days (subject to risk profile of the customer)
- No Hidden Charges
- Max Annual Percentage Rate(APR) 45.85%
Benefit:
- Access to higher loan amounts, longer tenure, and Credit Score Improvement upon timely repayment.
Eligibility:
- Indian Citizen
- Salaried Employee
- Salary: Rs.25,000 per month
- Age:18 years&above
- Valid PAN&Aadhaar
Why My Loan App?
- Over 5000 mini loans disbursed till now
- Low interest rates,No PDC/Nach Required.Only E-Mandate
- Instant Approval&Disbursement.
- Solely app which supplies chances for salaried sector to avail loan
- Easy repayment options
- 100% Digital Process–No paperwork,secure online application without any hassle
Required Documents:
My Loan aims to be one of the most user-friendly instant loan apps in India.So submit just six docs to avail an instant personal loan online
- Recent Photograph
- PAN Card
- Aadhar Card
- Address ID Proof
- 6 Months Bank Statement
- 3 Month Salary Slip
How to get started:
- Download&Install My Loan App from Play Store & Get Instant Financial Assistance.
- Sign up&create your profile
- Upload Required Some Document&Submit Loan Application
- Within 3 minute of your personal loan application, you'll be notified of your approval status
- E-sign the loan agreement
- Once the E-sign agreement is done,your loan amount will be transferred to your bank account within 10 minute
Security & Data Protection:
- 496-bit SSL encryption ensure complete security of transaction
- RBI-Compliant Digital Lending App–Follows RBI 2022 Digital Lending Guidelines
- All data is transferred over secured connections. Data security&privacy is the top priority of My Loan App
- Our IT Professional's team adjust to mandated security standard & sturdy protocols
- We do NOT access your contact,SMS,or location without consent
- Your data is totally safe with us
- My Loan is completely safe & secure. Information you share is encrypted & only used to verify your application.
Contact:
Company Name: MY LOAN BAZAR DOT COM
Add: C-316 B&C, Sec-10, Noida, UP-201301
Email: info@myloanbazar.in
Mob: 9999589227
Web: www.myloanbazar.in
https://sachet.rbi.org.in