About Us

MY LOAN is a fast and secure personal loan app designed to provide salary and payday loans upto 50000/-for your urgent financial needs for salaried individuals in PAN India. We are not NBFC & don't lend directly to the customers, we are a Service Provider (Technology Platform)&facilitating loan through our Lending Partner: ATD FINANCIAL SERVICES PVT LTD.

ATD FINANCIAL SERVICES PVT LTD is a Non- Banking Financial Company (NBFC) registered with the Reserve Bank of India. RBI License No. B-12-00315 (Verification Link: Sachet RBI Portal)

Avail an quick loan ranging from Rs.5,000 to Rs.50000 through this app and we will transfer cash to your bank account in just 5 minutes through our Lending Partner: ATD Financial Services Private Limited on the terms and conditions of the Lending Partner: ATD Financial Services Private Limited.

Approval of First time applicant takes 30 minutes but existing customers shall get loan in 10 minutes . We identify our customer by unique I'd "CRN ID " for life time .All salaried individuals with salary of Rs.25,000 can avail an instant personal loan by downloading the Myloan Bazar App now!

Loan Details&Charges:

  • Loan Amount : Rs. 5,000 – Rs. 50,000
  • Rate of Interest (ROI) : 0.067% per day
  • Documentation Fee : 3.5% to 7.5% (Exc. of GST @18%)
  • Processing Fee : 3.5% to 7.5% (Exc. of GST @18%)

Above charges (Exc.ROI) varies depending upon,risk profile, past relation & prompt repayment of the customer etc.

Loan Example Calculation:

  • For a 5,000 loan with 91-day tenure,the cost breakdown is as below:
  • Payable:Rs.304.85
  • Processing+Documentation Fees(3.5%+3.5%): 413.00(Incl. GST @18% Rs. 63.00)
  • Disbursed Amount: 4,587.00 after deductions
  • Total Repayable Amount: 5,413.00

Prepayment Charges- Rs.0/- When customers delay their scheduled repayment,a penalty is charged.We made our customers aware regarding fees&charges through agreement which we shared on their registered email ids

Key Features:

  • Flexible Loan Tenure–Up to 365 days (subject to risk profile of the customer)
  • No Hidden Charges
  • Max Annual Percentage Rate(APR) 45.85%

Benefit:

  • Access to higher loan amounts, longer tenure, and Credit Score Improvement upon timely repayment.

Eligibility:

  • Indian Citizen
  • Salaried Employee
  • Salary: Rs.25,000 per month
  • Age:18 years&above
  • Valid PAN&Aadhaar

Why My Loan  App?

  • Over 5000 mini loans disbursed till now
  • Low interest rates,No PDC/Nach Required.Only E-Mandate
  • Instant Approval&Disbursement.
  • Solely app which supplies chances for salaried sector to avail loan
  • Easy repayment options
  • 100% Digital Process–No paperwork,secure online application without any hassle

Required Documents:

My Loan aims to be one of the most user-friendly instant loan apps in India.So submit just six docs to avail an instant personal loan online

  • Recent Photograph
  • PAN Card
  • Aadhar Card
  • Address ID Proof
  • 6 Months Bank Statement
  • 3 Month Salary Slip

How to get started:

  • Download&Install My Loan App from Play Store & Get Instant Financial Assistance.
  • Sign up&create your profile
  • Upload Required Some Document&Submit Loan Application
  • Within 3 minute of your personal loan application, you'll be notified of your approval status
  • E-sign the loan agreement
  • Once the E-sign agreement is done,your loan amount will be transferred to your bank account within 10 minute

Security & Data Protection:

  • 496-bit SSL encryption ensure complete security of transaction
  • RBI-Compliant Digital Lending App–Follows RBI 2022 Digital Lending Guidelines
  • All data is transferred over secured connections. Data security&privacy is the top priority of My Loan App
  • Our IT Professional's team adjust to mandated security standard & sturdy protocols
  • We do NOT access your contact,SMS,or location without consent
  • Your data is totally safe with us
  • My Loan is completely safe & secure. Information you share is encrypted & only used to verify your application.

Contact:

Company Name: MY LOAN BAZAR DOT COM

Add: C-316 B&C, Sec-10, Noida, UP-201301

Email: info@myloanbazar.in

Mob: 9999589227

Web: www.myloanbazar.in

https://sachet.rbi.org.in